MCP Terms

Version: 1.0

Effective Date: 14 September 2026

1. INTRODUCTION

1.1 If you ("Client" or "you") have entered into an Order Form with 9fin that includes a subscription for the MCP Service (as defined below), or if you have otherwise enabled the MCP Service, your access to and use of the MCP Service is governed by these terms (the "MCP Terms"), which apply in addition to the 9fin Terms of Service (the "Main Terms") and, if applicable, the Order Form.

1.2 Capitalised terms not defined herein have the meanings given in the Main Terms or the Order Form. Unless otherwise stated herein, references to a 'clause' are to a clause of these MCP Terms. These MCP Terms, together with the Main Terms and the Order Form, supersede all prior agreements, arrangements and understandings relating to the same, including any trial or beta terms. These MCP Terms do not otherwise vary the Main Terms. In the event of conflict between these MCP Terms and the Main Terms, these MCP Terms prevail solely in respect of the MCP Service. A reference in these MCP Terms to the Main Terms (other than a reference to a specific clause of the Main Terms) includes any other terms governing Client's access to or use of the relevant Service Package.

2. DEFINITIONS

2.1 The following capitalised terms shall have the meanings given below solely for the purposes of these MCP Terms:

"Approved AI System" means an AI System that is: (a) identified by 9fin as approved for use with the MCP Service in the MCP AUP; or (b) otherwise approved for use with the MCP Service by 9fin in writing, which approval 9fin may withdraw by notice to Client in accordance with clause 4.2;

"EU AI Act" means Regulation (EU) 2024/1689 of the European Parliament and of the Council laying down harmonised rules on artificial intelligence, as amended, replaced, or supplemented from time to time;

"High-Risk AI System" means an AI system classified as high-risk under the EU AI Act or any analogous legislation applicable to AI systems in a jurisdiction to which either party is subject;

"MCP AUP" means the acceptable use policy for the MCP Service published by 9fin at 9fin.com/terms/acceptable-use-policy, as updated by 9fin from time to time, which sets out, among other things, the Approved AI Systems and usage limits;

"MCP Data" means Data which is both: (a) within the scope of Client's subscription to the 9fin Service under the applicable Order Form; and (b) identified in the Order Form as being in scope for delivery via the MCP Service. Data ceases to be MCP Data if 9fin ceases to have the rights to make it available via the MCP Service; and

"Technical Requirements" means the technical and organisational requirements for AI Systems detailed in clause 4.3.

3. SCOPE AND LICENCE

3.1 The MCP Service permits an Approved AI System to access and retrieve MCP Data via MCP in response to requests by Authorised Users, subject to: (a) these MCP Terms; (b) the Main Terms; and (c) the MCP AUP.

3.2 Without prejudice to clause 5.5 of the Main Terms, any use of the MCP Service on a trial basis (as identified in an Order Form) shall also be governed by these MCP Terms.

4. PERMITTED AI SYSTEMS AND TECHNICAL REQUIREMENTS

4.1 Approved AI Systems only. Client shall not connect, and shall not permit to be connected, any AI System to the MCP Service other than an Approved AI System. Access is contingent on each Approved AI System being, and remaining, compliant with the Technical Requirements. Where Client becomes aware that any AI System connected to the MCP Service has ceased to be an Approved AI System, or no longer complies with the Technical Requirements, Client shall (without prejudice to 9fin's rights under clause 12.1) (i) notify 9fin promptly; and (ii) either remedy the position or disconnect that AI System, in each case without undue delay.

4.2 Changes to Approved AI Systems. 9fin may add AI Systems to, or remove them from, the Approved AI Systems list identified in the MCP AUP. 9fin shall provide Client not less than thirty (30) days' written notice before any removal takes effect, save where earlier removal is necessary for security reasons, to prevent misuse, or to comply with applicable law or any third-party licence, in which case 9fin shall notify Client as soon as reasonably practicable. Where such removal results in Client having no Approved AI System through which it is able to make material use of the MCP Service, Client may terminate the MCP Service upon written notice to 9fin, and 9fin shall credit or refund to Client any prepaid Fees for the MCP Service relating to the period following the date of such notice, calculated on a pro rata basis. This is Client's sole remedy for any such removal or discontinuation.

4.3 Technical Requirements. Client warrants that each AI System that it connects, or permits to be connected, to the MCP Service whilst connected to the MCP Service (a) does not and shall not use MCP Data to train, fine-tune, or otherwise develop or improve any machine learning model or its weights; (b) does and shall encrypt MCP Data in transit and at rest; (c) does not and shall not retain MCP Data beyond the period strictly necessary to produce the relevant Output, and not store or incorporate MCP Data in any log, cache, vector store, embedding, index, memory feature or other persistent store, other than transient storage for the duration of the session in which the relevant Output is produced; (d) does not and shall not disclose MCP Data to any person other than the relevant Authorised User; (e) is an enterprise or business deployment only, and is not a personal or consumer account; (f) is licensed or otherwise made available to Client on terms which do not conflict with, or otherwise prevent compliance with, the Technical Requirements; (g) complies with clause 11.1 (High-Risk AI Systems); and (h) complies with all requirements specified in this Agreement or the MCP AUP.

4.4 Client Requirements. Client shall ensure that any AI Provider (including, where relevant, through the activities of its AI System(s)) shall, in addition to the Technical Requirements: (a) use MCP Data solely to produce Outputs for Client; and (b) maintain the confidentiality of MCP Data to a standard at least equivalent to that required of Client under the Main Terms.

5. PERMITTED USE AND RESTRICTIONS

5.1 Permitted Use. Client may use, and may permit its AI Systems to retrieve, MCP Data via the MCP Service solely to the extent of, and subject to, the rights granted to Client, and the restrictions applicable to Client, under the Main Terms.

5.2 Restrictions. Client shall not, and shall ensure its AI Systems and Authorised Users do not (whether directly or by means of any autonomous, unattended or agentic process): (a) redistribute or resell MCP Data; (b) make the MCP Data available to any third party except as expressly permitted under clause 8.5 of the Main Terms; (c) use the MCP Data or the MCP Service to create any product, service, dataset, index, database, model, or feed that competes with, or is capable of substituting for, the 9fin Service or any of 9fin's data offerings, whether or not offered commercially (including without limitation through the use of any MCP Data to fine-tune, train, or improve any machine learning model); (d) circumvent, disable, or exceed any restrictions set out in this Agreement or the MCP AUP; (e) scrape, bulk-extract, or cache the MCP Data other than as necessary for the permitted AI System interaction; or (f) invoke, or permit the invocation of, the MCP Service except in response to a request initiated by an Authorised User in real time. The restrictions in this clause 5.2 apply at all times and override any right, permission or carve-out otherwise granted to Client.

5.3 Responsibility. Client remains responsible for all access to, and use of, the MCP Service and MCP Data occurring through its 9fin Login Details, AI Systems, AI Providers, and Authorised Users, in each case as if it were Client's own.

6. AI SYSTEMS AND AI PROVIDERS

6.1 AI Systems. The inclusion of an AI System among the Approved AI Systems reflects only that 9fin considers it capable of being used in accordance with the Technical Requirements and does not constitute an endorsement by 9fin of that AI System's performance, accuracy, reliability, or fitness for purpose. Each AI System and AI Provider is outside 9fin's control and is subject to a separate contract between Client and the relevant AI Provider. 9fin accepts no responsibility or liability for the acts or omissions of any AI Provider.

7. ACCESS, SECURITY AND AUTHENTICATION

7.1 Access and Security. Subject to clause 4.1 and the terms of these MCP Terms and the Main Terms, 9fin will enable the MCP Service for Client in respect of each Approved AI System. Client shall restrict use of the MCP Service to Authorised Users and Approved AI Systems, and shall notify 9fin without undue delay, upon becoming aware of any suspected or actual leakage of, unauthorised access to, or misuse of, MCP Data or the MCP Service, including any compromise of any credential used to access the MCP Service.

7.2 Authentication. Access to the MCP Service requires authentication as specified in the MCP AUP (or as otherwise notified to Client from time to time).

8. INDEMNITY

8.1 Client shall indemnify 9fin against all losses, damages, costs and expenses (including reasonable legal fees) arising out of or in connection with any third party claim relating to any breach of these MCP Terms by Client, its AI Systems, its AI Providers or its Authorised Users, or any use of the MCP Service or MCP Data otherwise than in accordance with these MCP Terms. This clause 8.1 applies in addition to clause 14.6 of the Main Terms, and solely in respect of the MCP Service and MCP Data.

9. INTELLECTUAL PROPERTY

9.1 Licence. Subject to these MCP Terms and the Main Terms, 9fin grants Client a non-exclusive, non-transferable, revocable licence, for the term of the MCP Service, to permit its AI System to connect to the MCP Service, solely on behalf of its Authorised Users and for the purpose of generating Outputs for Client's permitted use under clause 5.1.

9.2 Ownership of Output. As between the parties, Client owns the Output generated by its AI Systems. That ownership is subject to, and does not affect: (a) 9fin's rights in the MCP Data (including any derived, aggregated or distilled version of that MCP Data as referred to in clause 10.1); (b) all restrictions on the use, redistribution, and retention of MCP Data under these MCP Terms and the Main Terms, which apply equally to MCP Data as incorporated in any Output (or materials generated from any such Output); and (c) the restrictions on reverse engineering and data distillation in clause 10. Ownership of an Output does not confer any right to use MCP Data contained in that Output other than as permitted under clause 5.1.

10. RESTRICTIONS ON REVERSE ENGINEERING AND DATA DISTILLATION

10.1 Client shall not, and shall ensure its AI Systems, AI Providers, and Authorised Users do not, directly or indirectly: (a) attempt to derive the structure, organisation, methodology, or content of any 9fin database or model; (b) use Outputs, or any process of repeated, systematic, or automated querying of the MCP Service, to extract, replicate, distil, or reconstitute the MCP Data, or any part thereof, so as to create a product, database, or feed that is substantially derived from, equivalent to, or a substitute for, the MCP Data; (c) use any AI System or AI Provider to train, fine-tune, or improve a model for the purpose of, or with the effect of, replicating 9fin's data or database structure; or (d) use Outputs, or patterns derived from Outputs, to create or refine any skills files or agent configurations or other instruction designed to replicate the output characteristics or style of the 9fin Service.

10.2 Output. Subject to, and only to the extent permitted by, clause 8.5 of the Main Terms as it applies to the underlying Data, where an Output containing MCP Data is surfaced to any person, Client shall identify 9fin as the source of that MCP Data where technically feasible; but Client shall not represent that any Output is produced by or endorsed by 9fin.

11. REGULATORY COMPLIANCE

11.1 High-Risk AI Systems. Client warrants that it shall not, and shall ensure that no AI System or Authorised User shall, use the MCP Service or MCP Data in connection with, or to develop, deploy, or operate, a High-Risk AI System. Client shall promptly notify 9fin if it becomes aware that any AI System connected to the MCP Service is, or is at risk of being, classified as a High-Risk AI System, or that its use of the MCP Service or MCP Data may breach the EU AI Act.

11.2 General Regulatory Compliance. Client shall not use, and shall ensure its AI Systems, AI Providers, and Authorised Users do not use, the MCP Service or MCP Data in breach of the EU AI Act or any other applicable law or regulatory requirement.

12. SUSPENSION, THROTTLING AND TERMINATION

12.1 Suspension and Throttling. 9fin may throttle, or suspend access to, the MCP Service, either in whole or in respect of any specific AI System, immediately and without notice, where: (a) necessary for security or to protect the integrity or performance of the MCP Service; (b) necessary to prevent misuse or to address a breach of the Main Terms or these MCP Terms; (c) an AI System is not, or has ceased to be, an Approved AI System; (d) an Approved AI System no longer complies with the Technical Requirements; or (e) Client's use breaches the MCP AUP.

12.2 Termination. 9fin may terminate Client's use of the MCP Service in any circumstance in which: (a) it is entitled to terminate the Main Terms; or (b) the circumstances leading to suspension under clause 12.1 are either incapable of remedy or (where capable of remedy) have not been remedied to 9fin's satisfaction within thirty (30) days of (i) the date of suspension or (ii) the date on which 9fin would have otherwise been entitled to suspend, in each case without affecting the remainder of the Main Terms. Termination of the Main Terms automatically terminates access to the MCP Service.

12.3 Survival. Clauses 5.2 (Restrictions), 8 (Indemnity), 9 (Intellectual Property), 10 (Restrictions on Reverse Engineering and Data Distillation) and 13 (Records and Audit) shall survive expiry or termination of the MCP Service or of the Agreement, together with any other provision of these MCP Terms that expressly or by implication is intended to survive, provided that clause 13 (Records and Audit) shall survive for twelve (12) months only following such expiry or termination. On termination of the MCP Service, Client shall cease all MCP access and destroy any retained Data as required by clause 15.2 of the Main Terms.

13. RECORDS AND AUDIT

13.1 Logging and Audit Trail. Client shall maintain, and shall ensure that each AI System makes available to Client, a detailed audit trail and tool-call log of all access to, and use of, the MCP Service and MCP Data sufficient to identify the AI System, the AI Provider, the Input submitted, and the Data retrieved. Client shall retain such records for twelve (12) months and make them available to 9fin on request in accordance with clause 13.2.

13.2 Audit Right. 9fin may, on no less than five (5) business days' written notice, and no more than once per per six (6) month period (save where 9fin reasonably suspects a breach of these MCP Terms), audit or appoint a third party to audit Client's records and systems solely to the extent necessary to verify Client's compliance with these MCP Terms. This shall include without limitation the right to audit and/or request records of Client's use of the MCP Service, including connected AI Systems, AI Providers and Authorised Users, and the tool-call logs and audit trail maintained under clause 13.1. Furthermore, 9fin may require Client to provide written evidence that each AI System connected to the MCP Service is an Approved AI System and complies with the Technical Requirements.

13.3 Limitations on Audit Right. Any such audit shall be conducted during business hours, in a manner that minimises disruption to Client's operations, and subject to reasonable confidentiality undertakings. Client shall provide reasonable cooperation and access for this purpose. 9fin shall bear its own costs of the audit, save that Client shall reimburse 9fin's reasonable costs where the audit reveals a breach of these MCP Terms or the Main Terms.